Debt represents more than just a figure on a balance sheet. It is a persistent strain that impacts every financial choice you make. The sleepless nights filled with anxiety and the effort to stay afloat can be overwhelming. You begin to dread checking your account balance. Do these scenarios look familiar? The overwhelming feeling of … Read more
Looking for the 11 word phrase to stop debt collectors? In April 2025, millions of Americans are facing the massive problem of rising personal debts. Many millennials have a goal to retire early. However, the growing debt is becoming a major hurdle in their goal. They are looking to get rid of these debts to … Read more
Living with debt is like sharing your mental space with a vampire. It feeds on your happiness, sucking the joy out of what would otherwise be festive occasions. Get a raise? That’s not more money in your pocket but someone else’s. Every unexpected bonus goes to paying down the past instead of saving for the … Read more
It happens. A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Can you sue a company for sending you to collections for the money you didn’t owe? Find out more about what the law says … Read more
Are you in a situation and wonder whether to pay off debt or save for retirement? If so, this article is for you. Being able to retire means having enough passive income to cover your monthly expenses. Since debt payments eat into your monthly surplus, paying off debt is as essential as saving for retirement. … Read more
Are you looking for ways how to get out of debt fast? In this article, I’m going to talk about the 3 steps on how you can pay off your debt fast, starting today. For sure, becoming debt-free is a significant part of becoming financially independent. Also, I’m going to show the #1 thing about … Read more
My work as a producer lets me learn all sorts of interesting things. In my years developing video content for the internet, I got to interview people from all walks of life. I got tips from 5-star chefs and a walkthrough of creating an app from a narrative game designer. I even interviewed doctors who … Read more
No doubt, in 2025, there are many credit cards to pick from, but how do you choose the best one? In this article, we’ve asked the experts. We came up with a list of the different types of credit cards and their features to be on the lookout. If you can use the best features … Read more
Is your credit card debt behaving like an unruly boy and has gone completely out of your control? Are you spending sleepless nights wondering how to get yourself of a debt spiral? Or perhaps it’s a burgeoning credit card debt? Worrying about your credit card debt without taking any concrete action won’t help to tame … Read more
Are you wondering how to make a budget? If you’re like most, you might realize that while you need to do it, but perhaps you don’t know where to start. Indeed, as Hirsch Serman from Lifecycle Financial LLC. states, “it’s unfortunate that in our society we teach our children to iron a shirt, cook, and change … Read more
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