Looking for the 11 word phrase to stop debt collectors? In , millions of Americans are facing the massive problem of rising personal debts. Many millennials have a goal to retire early. However, the growing debt is becoming a major hurdle in their goal. They are looking to get rid of these debts to focus …
Living with debt is like sharing your mental space with a vampire. It feeds on your happiness, sucking the joy out of what would otherwise be festive occasions. Get a raise? That’s not more money in your pocket but someone else’s. Every unexpected bonus goes to paying down the past instead of saving for the …
This article originally appeared on Credit.com. DISCLAIMER. The information provided in this article does not, and is not intended to be, legal, financial or credit advice; instead, it is for general informational purposes only. Losing a loved one is hard on so many levels. Funeral arrangements and estate matters have to be dealt with in …
Can debt collectors take money from your bank account to offset the debts you owe them? Unfortunately, the answer is yes. But it takes a lot to get to that scenario, so if you’re not there yet you still have time to learn how to protect yourself from this type of collections activity. To start, …
Overwhelmed with debt? Whether it’s unpaid credit card debt or medical bills, you might feel like you have nowhere to turn. In fact, you might be so desperate that you’re considering extreme tactics—like moving out of the country. If you’re seriously considering uprooting your life just to avoid debt, you probably have a few questions. …
Can Debt Collectors Follow You to Another Country Read More »
The American Rescue Plan Act is a federal law that was passed to help provide a third round of relief to Americans during the COVID-19 crisis. Like the two acts before it, the ARP Act included stimulus payments to many individuals and families. But those who are struggling with debt might wonder: Can my stimulus …
Can My Stimulus Check Be Garnished for Credit Card Debt? Read More »
Paying off your debts is a critical part of a healthy credit profile. Here’s what you need to know about how to find your debts. It’s uncomfortable to admit, but it’s entirely possible that you have debts you didn’t even know about. Whether mail went missing or communication about medical debt got mixed up, it’s …
It happens. A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Can you sue a company for sending you to collections for the money you didn’t owe? Find out more about what the law says …
Can I Sue a Company for Sending Me to Collections? Read More »
Are you in a situation and wonder whether to pay off debt or save for retirement? If so, this article is for you. Being able to retire means having enough passive income to cover your monthly expenses. Since debt payments eat into your monthly surplus, paying off debt is as essential as saving for retirement. …
Are you looking for ways how to get out of debt fast? In this article, I’m going to talk about the 3 steps on how you can pay off your debt fast, starting today. For sure, becoming debt-free is a significant part of becoming financially independent. Also, I’m going to show the #1 thing about …
How To Get Out of Debt Fast in 2023 in [3] Simple Ways Read More »
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