Home » Borrow » Credit Cards

Credit Cards

a woman holding a gift card

How a Balance Transfer Can Help You Take Control of Your Finances and End Up Saving You Money

Do You Have Multiple Credit Cards? The average U.S. household has a credit card debt of $6,006. These figures may seem high or low depending on who you ask. However, if you’re someone who is having trouble making repayments, credit card interest can quickly become overwhelming. Credit card debt is often considered as a bad …

How a Balance Transfer Can Help You Take Control of Your Finances and End Up Saving You Money Read More »

plane

Can Debt Collectors Follow You to Another Country

Overwhelmed with debt? Whether it’s unpaid credit card debt or medical bills, you might feel like you have nowhere to turn. In fact, you might be so desperate that you’re considering extreme tactics—like moving out of the country. If you’re seriously considering uprooting your life just to avoid debt, you probably have a few questions. …

Can Debt Collectors Follow You to Another Country Read More »

a courtroom of someone who is going to sue for credit collections

Can I Sue a Company for Sending Me to Collections?

It happens. A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Can you sue a company for sending you to collections for the money you didn’t owe? Find out more about what the law says …

Can I Sue a Company for Sending Me to Collections? Read More »

couple happy to learn how to build credit without a credit card

10 Ways to Build Credit Without a Credit Card

Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you don’t want a credit card or are having trouble …

10 Ways to Build Credit Without a Credit Card Read More »

Should You Pay Off Debt or Save For Retirement?

Are you in a situation and wonder whether to pay off debt or save for retirement? If so, this article is for you. Being able to retire means having enough passive income to cover your monthly expenses. Since debt payments eat into your monthly surplus, paying off debt is as essential as saving for retirement. …

Should You Pay Off Debt or Save For Retirement? Read More »

Rick Orford displaying ways to get out of debt by cutting credit cards

How To Get Out of Debt Fast in 2023 in [3] Simple Ways

Are you looking for ways how to get out of debt fast? In this article, I’m going to talk about the 3 steps on how you can pay off your debt fast, starting today. For sure, becoming debt-free is a significant part of becoming financially independent. Also, I’m going to show the #1 thing about …

How To Get Out of Debt Fast in 2023 in [3] Simple Ways Read More »

15585

Stay in Touch With Us

Get latest from The Financially Independent Millennial in our Friday Newsletter

15856