How to Improve Your Chances Getting a DSCR Mortgage

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Debt-Service Coverage Ratio (DSCR) mortgages have emerged as a highly appealing financing option for individuals and businesses seeking to purchase or refinance properties. These unique loans allow borrowers to qualify based on their cash flow generation rather than relying solely on collateral or creditworthiness.  This approach offers several advantages, such as higher loan approval rates … Read more

Surge in Mortgage Demand as Interest Rates Fall

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“Owning a home is a keystone of wealth… both financial affluence and emotional security.” -Suze Orman. Talk about a real estate surge – mortgage demand is taking off like a rocket as interest rates fall. In case you hadn’t heard, the average contract interest rate for 30-year fixed-rate mortgages dropped to 6.23%, leaving homeowners and … Read more

A Millennials Guide to Fix and Flip Houses

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Have you seen all of the house-flipping shows on TV? Every single one? But now you’re wondering how to get into fixing and flipping houses yourself? We cover the ins and outs of investing in real estate by flipping houses, from finding a “good” deal to leveraging creative finance techniques and lowering your chances of … Read more

Pros & Cons of a debt consolidation mortgage

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Taking out a single loan against the equity in your home will enable you to consolidate other debts such as a car loan or hire purchase agreement. You could reduce your overall debt, simplify your budget, and take the pressure off your finances if you release some of the money you’ve already paid towards owning … Read more