Discovering the art of frugality has been a game-changer for me, revealing that true financial freedom isn’t about how much you earn but how wisely you manage and spend your wealth. It’s a universal truth that transcends income brackets: unless you’re spending less than you make, you’re essentially running in place, financially speaking. It doesn’t … Read more
Grocery shopping on a budget is certainly a concern we face when looking to save money on food. Perhaps you’re struggling to find a job. Or, maybe you’re trying to save for a house or think you spend too much on your weekly shopping. Luckily, food shopping on a budget is possible and can be … Read more
Saving money may appear simple, but many people fail to do this consistently. Whether you’re looking for tools to help you save money or just looking to improve your financial situation, this article is for you. The U.S. Federal Reserve reported that the household debt stood at $14.6 trillion in 2025. As well, around 340 … Read more
Do you want to save $5000 in 2025? Imagine for a moment, you looked at your savings account on April 26, 2026, and it contained at least $5000? How would you feel? If so, look no further. In this article, I go over my 52-week money challenge that you can start today. Then, at the … Read more
Thinking about booking a vacation this year? If you’re dreaming of sunbathing on a sandy beach but you’re just not sure if you can afford a holiday, this post is for you. Many people think of vacations as an out-of-reach luxury, but with some careful planning and our eight travel tips, you can budget for … Read more
Many businesses expect you to spend more when special occasions are coming up, which is why a budget is crucial to anchor your spending. Here are six reasons budgeting is vital toward the end of the year. 1. Avoid Overspending It’s easy to spend in excess during the holidays — there are sales going on left … Read more
A person’s health should be their number one priority. When you aren’t in good health, it can negatively impact your quality of life, keeping you from pursuing relationships, careers, and passions. So, having access to the proper resources and support for your health is critical. Health insurance is on this list. One of the most … Read more
So, you’ve been wondering how to handle healthcare coverage. It may have made you a little nervous about approaching that topic. That is entirely understandable, and you’re not alone. There are over 70 million freelancers in America who may also have irregular incomes and they all need healthcare, the same as you do. Knowing your … Read more
Everyone deserves to treat themselves now and then. It’s a crucial part of self-care, which the World Health Organization describes as a vital practice to maintain and promote optimal health while managing an existing disease. However, you aren’t alone if budgetary constraints make you hesitate to splurge. Inflation has soared beyond the pale, most people’s … Read more
It’s no secret that cars are expensive. The average cost of a new car in the United States is over $35,000! And that’s not even including the cost of insurance, registration, and taxes. If you’re in the market for a new car, it’s important to have a budget in mind. Here are some reasons why … Read more
Stay in Touch With Us
Get latest from The Financially Independent Millennial in our Friday Newsletter
