Do you want to buy a home in California, but you’re unsure of how much you need to save to qualify for a mortgage? A home is easily one of the largest purchases you’ll make in your life, meaning you’ll likely apply for a mortgage. Most lenders require the buyer (you) to also come out … Read more
Debt-Service Coverage Ratio (DSCR) mortgages have emerged as a highly appealing financing option for individuals and businesses seeking to purchase or refinance properties. These unique loans allow borrowers to qualify based on their cash flow generation rather than relying solely on collateral or creditworthiness. This approach offers several advantages, such as higher loan approval rates … Read more
If you’re a new homeowner and not a finance professional, you may be new to refinancing a mortgage. In layman’s terms, refinancing is taking out a new mortgage to replace your old one. You may not know that there’s actually no legal limit to how many times you’re allowed to refinance. But that doesn’t necessarily … Read more
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