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Budgeting

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How to Save $5000 This Year With The 52-Week Money Challenge

Do you want to save $5000 in ? Imagine for a moment, you looked at your savings account on , , and it contained at least $5000? How would you feel? If so, look no further. In this article, I go over my 52-week money challenge that you can start today. Then, at the end …

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Budgeting for Medical Expenses on Irregular Income

So, you’ve been wondering how to handle healthcare coverage. It may have made you a little nervous about approaching that topic. That is entirely understandable, and you’re not alone.  There are over 70 million freelancers in America who may also have irregular incomes and they all need healthcare, the same as you do.  Knowing your …

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5 Ways To Splurge While On A Budget

Everyone deserves to treat themselves now and then. It’s a crucial part of self-care, which the World Health Organization describes as a vital practice to maintain and promote optimal health while managing an existing disease.   However, you aren’t alone if budgetary constraints make you hesitate to splurge. Inflation has soared beyond the pale, most people’s …

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8 Budgeting Tips That Will Motivate You to Ramp up Your Savings

Let’s face it: Some of us are better at budgeting than others. While some people never seem to have enough money, others are plagued with poor or reckless spending habits.  In either case, effective budgeting can help you gain some financial traction and ramp up your savings account for the future. Let’s check out eight …

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Fixed, Variable and Periodic Expenses Explained

Financial experts advise people to create budget expenditures in line with their goals. This is true because you’re likely to overspend if you don’t have a budget. Then again, you won’t get the best outcomes if you don’t factor in periodic expenses when creating a budget. Periodic expenses typically occur irregularly instead of every month.  …

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