Rick Orford

Rick is a two-time best selling author and personal finance expert. He's been on media giants including Good Morning America and CTV, and is a regular contributor on MSN, Insider, Yahoo Finance, and many more. Rick is known as a respected, influential business leader that brings a proven ability to translate vision into reality. When not writing about finance, you'll probably find him planning his next adventure.

millennials becoming financially independent

Financial Stability Fast Track – Everything You Need to Know

Congratulations! You have made the single most important step to financial stability. The entire process is about searching how to become financially stable. In my 20’s and early 30’s, I made tons of mistakes – and I covered it extensively in my book.  I overspent, misused credit, and basically lived a “Rock star” lifestyle- without …

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a man thinking about his budget

How to Save Money When You have a Low Income

Are you struggling with how to save money with a low income? Saving money is something that everyone seemingly wants to do, but often have much difficulty accomplishing. According to a recent census report, 11.8% of Americans are living below the poverty line in 2018. When I look back at every one I’ve worked with, …

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man at a laptop

Getting a Mortgage for a Rental Property

Are you looking at getting a mortgage for a rental property? You might have considered increasing your passive income by purchasing a rental property.  This really can be an excellent “side hustle” and provide significant income to your bottom line, over time.   When buying a rental property, getting a mortgage is very similar to getting …

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a multi family home

How To Get a Rental With Bad Credit – 6 Easy Ways

Are you wondering how to get a rental with bad credit? If your bad (or less than perfect) credit will affect your chances of getting a rental?  For example, if you have bad credit or no credit, or you are drowning in debt, you likely have doubts, questions, or concerns about being approved for a …

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debt snowball method

The Debt Snowball Method: 6 INTELLIGENT Ways to Get Started [NOW]

Have you stumbled upon this page wondering what the debt snowball method is?  Perhaps you find yourself wondering how to get out of an out of control debt spiral. The debt snowball method is simply a way to pay down debt.  While there are many ways to pay down debt, we feel the snowball method …

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the wallet of someone who is drowning in debt

What Can I Do if I’m Drowning in Debt? Here Are 3 Easy Strategies.

Are you drowning in debt and wonder what you can do? In this article, I’ll aim to cover 3 easy strategies you can do today to get starting paying off your debt. If you are drowning in debt, there are 3 easy strategies to pay it all off. First, you need a budget to create …

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the basics of investing in real estate

The Basics of Investing In Real Estate – Updated In 2023

Are you wondering about the basics of investing in real estate? This article intends to provide a comprehensive introduction to real estate investing, starting with answering questions that experienced real estate investors cannot fully explain, such as what “real estate” is and how it works. Real estate investments deserve consideration for individuals and companies who …

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