Rick Orford

About The Author

Rick is a Wall Street Journal best-selling author, and with over two decades of experience, he's a personal finance expert focusing on investing, equities analysis, and options trading. The most authoritative publications, including Good Morning America, Washington Post, Yahoo Finance, MSN, Business Insider, NBC, FOX, CBS, and ABC News, cover his work.

His passion is business, and he works tirelessly to deliver content in an easy-to-understand manner.

Rick started his career very young. In 2004, he started a web marketing agency, which was acquired in 2007.

Then, he and his partner, Andrea, became pioneers in the telecom VoIP industry by offering a business phone service that would work from anywhere. The business experienced triple-digit growth, having assisted clients of all types, including Fortune 100 companies.

Between 2009 and 2015, Rick was elected to the board of directors at GVCCU, responsible for a portfolio exceeding 200M. Being on the board of directors gave Rick inside knowledge of the mortgage and lending business!

In 2012-2013, Rick became involved in several strategic acquisitions in the telecom industry that helped add significant value to his company, which was acquired in 2014.

In 2018, Rick wrote The Financially Independent Millennial to inspire his readers with his story about becoming financially independent at age 35 despite not learning about money when he was younger. His books are easy to read and often refer to key points that “He would tell his younger self.”

When not thinking about business, Rick writes (mainly about cruise ship travel) for his travel blog and is an enthusiast of fast cars, technology, and cooking.

LATEST ARTICLES

  • Is Palantir Still a Buy at Its Premium Valuation?

    Palantir (NASDAQ:PLTR) may be building something much larger than another enterprise software platform. AIP connects artificial intelligence with proprietary data and real-world operations, creating the potential for deep customer dependence and powerful switching costs. That transformation could support years of commercial growth, provided Palantir continues delivering against its premium valuation. Stock prices used were the…

  • IonQ’s Bold Quantum Breakthrough Could Reshape the AI Boom

    IonQ (NASDAQ:IONQ) is developing quantum processors that could work alongside GPUs and CPUs to solve difficult AI problems. Its hybrid approach could improve model accuracy, limited-data training, and energy efficiency without forcing companies to replace their existing infrastructure. Stock prices used were the market prices of July 31, 2026. The video was published on Aug.…

  • Micron Could Be a Great Long-Term Buy. Here’s the Bull Case.

    Micron (NASDAQ:MU) may be known for powering AI accelerators, but its most intriguing opportunity could be developing beyond the data center. Rising memory demand from autonomous vehicles and robots could give the chipmaker a steadier source of long-term growth. Stock prices used were the market prices of July 29, 2026. The video was published on…

  • Kratos Defense Is Entering a Powerful New Growth Phase

    Kratos Defense (NASDAQ:KTOS) is helping develop autonomous aircraft that could change how the Pentagon projects air power. Its Valkyrie platform is designed to combine speed, range, and affordability, but the larger opportunity may depend on whether successful demonstrations become major production programs. Stock prices used were the market prices of July 28, 2026. The video…

  • IREN Stock Fell 40%, but Its Powerful Bull Case Just Improved

    IREN (NASDAQ:IREN) has added customers, raised its revenue expectations, and improved its funding position, yet the stock remains far below its June high. The contradiction creates a compelling setup, but the bullish thesis depends on management converting contracted AI demand into 480 megawatts of operating capacity. Stock prices used were the market prices of July…

  • The Brilliant, Practical Reactor That Could Reshape Nuclear Power

    NuScale (NYSE:SMR) is pursuing an enormous ambition with a surprisingly conventional reactor. By combining proven technology, standard fuel and factory-built modules, it could create the repeatable nuclear platform utilities need. The opportunity is civilization-scale, but one difficult question remains: Can NuScale turn regulatory progress into commercially operating reactors and recurring orders? Stock prices used were…

  • Broadcom or Marvell: Which Stock Has More AI Upside?

    Broadcom (NASDAQ) and Marvell (NASDAQ) are not simply betting against NVIDIA. They are helping hyperscalers build a more fragmented AI ecosystem where custom processors operate alongside general-purpose GPUs, potentially shifting billions of dollars toward the companies designing and connecting specialized silicon. Stock prices used were the market prices of July 29, 2026. The video was…

  • Redwire’s Bold Drone Expansion Brings Growth and Serious Risk

    Redwire (NYSE:RDW) is building a business with two very different timelines. Military drones are generating revenue and repeat orders today, while the company’s larger space opportunity may take years to mature. That combination creates an intriguing growth story, but investors must decide whether rising defense momentum can overcome persistent cash burn and dilution. Stock prices…

  • Is BlackSky Still a Buy as Its Defense Opportunity Expands?

    BlackSky (NYSE) is trying to become more than a satellite imagery provider. By combining rapid tasking, high-resolution imagery, artificial intelligence, and Space Domain Awareness, it could become embedded in the systems governments use to interpret activity in orbit. That shift could change how investors value the company, but only if BlackSky can execute before larger…

  • IREN’s Massive $4 Billion AI Shift Could Unlock Explosive Growth

    IREN (NASDAQ:IREN) is targeting more than $4 billion in annualized AI cloud revenue by the end of 2026, with roughly 85% already under contract. Its latest $2.8 billion in agreements provide fresh evidence that demand is arriving before much of its capacity has even been commissioned. The opportunity looks enormous, but the stock’s valuation demands…

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