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SoFi’s Business Is Changing, But the Stock Hasn’t Caught Up

SoFi’s business keeps improving, but the stock still acts like dead money. Here’s why the market may be missing the bigger platform story.

Written by: Rick Orford

Edited by: Mike Reyes

Last Updated June 17, 2026

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SoFi Technologies (NASDAQ: SOFI) still carries real risks, especially around credit quality, dilution, and the economic cycle. But if execution continues and losses remain manageable, the stock’s dead money phase may not last forever.

Stock prices used were the market prices of June 5, 2026. The video was published on June 16, 2026. On the date of publication, Rick Orford did not have (either directly or indirectly) positions in any of the securities mentioned in this video.

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