Rick Orford

About The Author

Rick is a Wall Street Journal best-selling author, and with over two decades of experience, he's a personal finance expert focusing on investing, equities analysis, and options trading. The most authoritative publications, including Good Morning America, Washington Post, Yahoo Finance, MSN, Business Insider, NBC, FOX, CBS, and ABC News, cover his work.

His passion is business, and he works tirelessly to deliver content in an easy-to-understand manner.

Rick started his career very young. In 2004, he started a web marketing agency, which was acquired in 2007.

Then, he and his partner, Andrea, became pioneers in the telecom VoIP industry by offering a business phone service that would work from anywhere. The business experienced triple-digit growth, having assisted clients of all types, including Fortune 100 companies.

Between 2009 and 2015, Rick was elected to the board of directors at GVCCU, responsible for a portfolio exceeding 200M. Being on the board of directors gave Rick inside knowledge of the mortgage and lending business!

In 2012-2013, Rick became involved in several strategic acquisitions in the telecom industry that helped add significant value to his company, which was acquired in 2014.

In 2018, Rick wrote The Financially Independent Millennial to inspire his readers with his story about becoming financially independent at age 35 despite not learning about money when he was younger. His books are easy to read and often refer to key points that “He would tell his younger self.”

When not thinking about business, Rick writes (mainly about cruise ship travel) for his travel blog and is an enthusiast of fast cars, technology, and cooking.

LATEST ARTICLES

  • AST SpaceMobile Stock Looks Cheaper, But Is It Safe Yet?

    AST SpaceMobile (NASDAQ:ASTS) has a massive vision, major telecom partners, and a satellite story investors cannot stop chasing. But after BlueBird 6 and a huge run, the bigger question is whether this pullback is an opportunity before the next leg higher, or a warning that expectations have gone too far. Stock prices used were the…

  • IREN’s $6 Billion Move Could Change Everything

    IREN (NASDAQ:IREN) just made a bold AI bet that spooked the market, and the fear may be hiding a much bigger upside. If management executes, this sell-off could look very different in hindsight. Stock prices used were the market prices of March 16, 2026. The video was published on March 21, 2026. On the date…

  • Supermicro’s New NVIDIA Partnership Could Change Everything

    Super Micro Computer (NASDAQ:SMCI) just launched a major AI platform with NVIDIA, and the upside could be much bigger than the market expects. But if margins stay under pressure, this cheap-looking stock may remain a battleground investors can’t ignore. Stock prices used were the market prices of March. 17, 2026. The video was published on…

  • Why Navitas Stock Could Surprise Investors in 2026

    Navitas Semiconductor (NASDAQ:NVTS) is making a bold bet on AI infrastructure, and that shift could transform its future. I break down why its 800V data center push, Nvidia-linked narrative, and mobile revenue reset have investors watching for a much bigger breakout. Stock prices used were the market prices of March. 13, 2026. The video was…

  • Palantir vs BigBear.ai: One Defense AI Stock Is Pulling Away

    Palantir (NASDAQ:PLTR) may be expensive, but this comparison shows why investors keep paying up for execution, scale, and momentum. BigBear.ai looks cheaper on paper, yet its weaker revenue and higher uncertainty create a sharp paradox. The real story is not just valuation. It is whether proven growth or hidden upside wins from here. Stock prices…

  • Nvidia Backed Nebius, but Is NBIS Already Too Hot?

    Nebius (NASDAQ:NBIS) just got the kind of AI validation most companies dream about. Nvidia’s $2 billion bet could unlock major upside, but with expectations already soaring, the next move may depend on whether Nebius can turn credibility into real momentum. Stock prices used were the market prices of March 13, 2026. The video was published…

  • Adobe May Be Undervalued, but There’s a Catch

    Adobe (NASDAQ:ADBE) looks cheap, cash-rich, and deeply misunderstood after a brutal selloff. If the market is overreacting to leadership uncertainty and competition fears, this could be the kind of setup investors regret ignoring. Stock prices used were the market prices of March 16, 2026. The video was published on March 19, 2026. On the date…

  • Rocket Lab vs. ASTS Is the Wrong Debate. Here’s Why

    Rocket Lab (NASDAQ:RKLB) may not have the flashiest story in space, but that could be exactly why it stands out. While investors chase AST’s massive vision, Rocket Lab’s stronger revenue, broader business model, and firmer footing may quietly make it the smarter stock to watch now. Stock prices used were the market prices of March.…

  • Microsoft’s AI Spending Scared Wall Street. Here’s Why Bulls Still See Upside

    Microsoft (NASDAQ:MSFT) is spending aggressively, and Wall Street is nervous. But beneath the fear is a strange setup: rising AI costs, strong cloud growth, and a stock that may now be priced for doubt instead of dominance. If Azure keeps compounding, this sell-off could look far more like an opportunity than a warning. Stock prices…

  • Why Palantir’s Valuation May Not Be the Red Flag Investors Think

    Palantir (NYSE:PLTR) looks expensive for a reason, but that headline number may be hiding a far bigger opportunity. I break down the surprising valuation gap, the explosive growth engine behind the business, and the one bottleneck that could decide whether this rally has much further to run. Stock prices used were the market prices of…

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