Rick Orford

About The Author

Rick is a Wall Street Journal best-selling author, and with over two decades of experience, he's a personal finance expert focusing on investing, equities analysis, and options trading. The most authoritative publications, including Good Morning America, Washington Post, Yahoo Finance, MSN, Business Insider, NBC, FOX, CBS, and ABC News, cover his work.

His passion is business, and he works tirelessly to deliver content in an easy-to-understand manner.

Rick started his career very young. In 2004, he started a web marketing agency, which was acquired in 2007.

Then, he and his partner, Andrea, became pioneers in the telecom VoIP industry by offering a business phone service that would work from anywhere. The business experienced triple-digit growth, having assisted clients of all types, including Fortune 100 companies.

Between 2009 and 2015, Rick was elected to the board of directors at GVCCU, responsible for a portfolio exceeding 200M. Being on the board of directors gave Rick inside knowledge of the mortgage and lending business!

In 2012-2013, Rick became involved in several strategic acquisitions in the telecom industry that helped add significant value to his company, which was acquired in 2014.

In 2018, Rick wrote The Financially Independent Millennial to inspire his readers with his story about becoming financially independent at age 35 despite not learning about money when he was younger. His books are easy to read and often refer to key points that “He would tell his younger self.”

When not thinking about business, Rick writes (mainly about cruise ship travel) for his travel blog and is an enthusiast of fast cars, technology, and cooking.

LATEST ARTICLES

  • Salesforce’s Massive AI Opportunity Comes With a Critical Revenue Test

    Salesforce (NYSE:CRM) is trying to turn Agentforce into billable digital labor, not just another AI feature. If consumption revenue grows faster than disappearing software seats and inference costs stay controlled, Agentforce could open a much larger growth market tied directly to corporate labor spending. Stock prices used were the market prices of Aug. 19, 2026.…

  • NVIDIA’s Powerful Infrastructure Strategy Reveals a Bold Valuation Shift

    NVIDIA (NASDAQ:NVDA) is moving deeper into AI infrastructure by helping secure the land, power, and data center capacity behind OpenAI’s Ohio buildout. The bigger opportunity may come later. These facilities can potentially be upgraded repeatedly as NVIDIA releases new hardware, creating a much longer relationship than a traditional one-time chip sale. Stock prices used were…

  • Netflix’s Huge Valuation Reset Creates a Compelling New Setup

    Netflix (NASDAQ:NFLX) has been repriced as revenue growth slows, but the underlying business is moving in the opposite direction. Operating profit is growing above 20%, margins are expanding, and free cash flow is supporting additional buybacks. The question is whether earnings can keep compounding faster than sales. Stock prices used were the market prices of…

  • Rigetti’s Massive $100 Million Opportunity Has a Critical Catch

    Rigetti Computing (NASDAQ:RGTI) could receive up to $100 million in potential U.S. government funding, a remarkable figure for a business generating only about $5 million of quarterly revenue. But the headline hides the real investor test. New hardware orders and strategic government support are strengthening Rigetti’s credibility, while dilution and enormous development costs could determine…

  • Why AMD’s Powerful Inference Push Could Win a Major AI Shift

    AMD (NASDAQ:AMD) is positioning itself for the shift from training AI models to running them at scale. Instinct accelerators, high-bandwidth memory, Helios systems, and improving software could give AMD a much larger role as inference demand grows. The opportunity becomes especially compelling if AI agents multiply the number of model calls generated by every user…

  • Roblox’s Brutal Reset Could Create a Powerful Rebound Setup

    Roblox (NYSE:RBLX) has lost roughly two-thirds of its value, yet daily users and paying users are still growing. The selloff followed a sharp bookings slowdown after management prioritized safety and long-term retention over near-term spending. With $6.1 billion in cash and investments, a $3 billion buyback, and the stock near 12.4 times trailing free cash…

  • Oklo’s Powerful Infrastructure Model Could Reshape Its Future

    Oklo (NYSE:OKLO) is attacking the AI energy bottleneck from an unusual direction. Instead of waiting for the public grid to expand, its model can put generation close to major customers while Oklo retains ownership of the infrastructure. That could make strategic nuclear sites increasingly valuable, but investors still need Aurora, customer contracts, and construction execution…

  • Google’s $126 Billion Waymo Bet Has Massive Upside and a Critical Risk

    Alphabet (NASDAQ:GOOGL) may be sitting on a transportation asset that investors still struggle to value. Waymo’s $126 billion private valuation and more than 500,000 weekly autonomous rides show commercial scale, but the bigger upside depends on whether zero-driver economics improve as the fleet grows. If margins strengthen alongside expansion, Waymo could become a second major…

  • D-Wave’s Powerful Production Push Could Drive Major Growth

    D-Wave Quantum (NASDAQ:QBTS) is targeting scheduling, routing, supply-chain, and resource-allocation problems where small efficiency gains can create substantial economic value. Customers are already running production applications, creating a path from one-time projects toward recurring cloud subscriptions. That transition could become the foundation of D-Wave’s quantum cash machine, assuming usage continues expanding. Stock prices used were…

  • Micron’s $250 Million AI Fund Could Reveal Its Next Growth Catalyst

    Micron Technology (NASDAQ:MU) is investing $250 million across AI models, compute infrastructure, enterprise applications, and physical AI. Those choices could signal to investors where the company believes the next major sources of AI memory demand will emerge. Stock prices used were the market prices of Aug. 20, 2026. The video was published on Aug. 29,…

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