Are you looking for tips for traveling without breaking the bank? Being financially independent also means being free to travel anytime you want. Travel must not impact your cash flow, at least, not too much. Here are some tips to achieve that. Do your research Start planning far in advance. Prepare a spreadsheet with all the expenses …
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Are you wondering how to pay off debt fast, if you think you have no money? Indeed, in this article, I’ll cover some strategies you can do today to pay off debt, fast. The best way for Americans to learn how to pay off debt fast, even with no money is by reducing spending, increasing …
How To Pay Off Debt Fast – The 2 Things you Need to Do Read More »
Are you struggling with how to create an emergency fund? I admit, it can seem like a daunting task, but, it can be easy! To be sure, if you want to start your emergency fund, you need to prioritize it. Creating an emergency fund is done in two simple steps. Step 1: Generate a monthly …
Are you wondering if you can retire at 62 with 300k? If so, you are not alone. The key to knowing when if you can retire at 62 with 300k is knowing your Financial Independence Number (FIN). Your FIN tells you how much you need to generate enough income in retirement. Retiring (at any age) …
Can You Retire at 62 with 300k? (The Surprising Truth) Read More »
Now more than ever, banks market credit cards toward millennials. The economy relies on consumer credit to keep it ticking along. And banks have a seemingly endless supply of money to lend out to those who are both acceptable to it and creditworthy. One of the favorite tools banks have to lend out money, quickly, …
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Are you like many, wondering how to generate income from a portfolio? It can seem like a daunting question, but the answer in is resoundingly simple. Ways to Generate Income From a Portfolio As you know, your financial independence number is an estimate of how much you need to live off (the dividends) generated by …
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Are you wondering what is a HELOC? A HELOC, or Home Equity Line of Credit is a line of credit secured by your home. For example, if you have a HELOC with a $50k limit, and you use $10k, then you have $40k remaining. If you pay off the $10k, then you are back to …
Congratulations! You have made the single most important step to financial stability. The entire process is about searching how to become financially stable. In my 20’s and early 30’s, I made tons of mistakes – and I covered it extensively in my book. I overspent, misused credit, and basically lived a “Rock star” lifestyle- without …
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Are you wondering how to sell your home for the highest price? Indeed, selling your home can lead to a very lucrative payday. Here are five tips to optimize the process and increasing your chance of getting a better price. Choosing When To Sell Investing in Real estate is all about price. There are great times …
How To Sell Your Home For the Highest Price – 5 Tips Read More »
Are you struggling with how to save money with a low income? Saving money is something that everyone seemingly wants to do, but often have much difficulty accomplishing. According to a recent census report, 11.8% of Americans are living below the poverty line in 2018. When I look back at every one I’ve worked with, …