Investors nearing retirement have different needs than investors with many years remaining in the workforce. Retiring means losing the regular paycheck from work, and as a result, replacing that income is a key consideration. Many investments appeal to retirement investors, such as purchasing quality dividend stocks like the Dividend Aristocrats. But there are also many … Read more
Income investors are always on the hunt for high dividend yields. But with stock prices at record highs, the average S&P 500 dividend yield is just 1.5%. And with interest rates near historic lows, income investors are starved for yield. This explains the obvious appeal of high dividend stocks. However, investors should also try to … Read more
Short term business loans differ from other kinds of installment loans. How do you know if using a short term loan is correct for the business? In this definitive guide, you’ll learn how short term business loans work, the types of loans available, the benefits of short term business loans, and the potential pitfalls! What … Read more
Home renovations are expensive and often go above the budget due to the human tendency to desire the best. Money is no object, unfortunately, to a few. Many have to work on a restricted budget. Careful planning culminated by intelligent choices is the only way to save money during your home renovation significantly. Below are … Read more
The first thing to know about first generation college students is that the definition is actually pretty broad. Depending on what each school or university determines to qualify as a first generation college student, it isn’t always necessary that someone in your family or your household ever attended college. Even schools and scholarship organizations with … Read more
When consumers buy a used car, there are several things to think about. While the primary process has been handled entirely with test drives and dealerships or private sellers, it is up to you to continue further down the checklist to get the most out of a used car. What to Do After Buying A … Read more
If investing is of interest to you, then you’ve probably heard about stocks vs. options. How can you make the best choice when deciding which investment strategy to use? After all, investing comes with risk attached – learning how to navigate that risk and make sound investment decisions is the key to building a good … Read more
A few years ago, T. Rowe Price conducted a Parents, Kids & Money Survey with some unsettling results. For example, just over half of parents surveyed have talked to their children (ages 8-14) about investing. Yet, 44% of parents haven’t discussed or taught any of those investment topics with their kids. In this article, I’ll … Read more
If you’re a new homeowner and not a finance professional, you may be new to refinancing a mortgage. In layman’s terms, refinancing is taking out a new mortgage to replace your old one. You may not know that there’s actually no legal limit to how many times you’re allowed to refinance. But that doesn’t necessarily … Read more
Investors need to be careful when selecting high-dividend stocks. An outsized dividend yield is sometimes a sign of danger. When a stock price crashes, its dividend yield rises. Therefore, there are times when a high yield is simply the result of a collapsing share price, possibly an indication that investors are expecting a future dividend cut. … Read more
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