You might have heard that bankruptcy gives you a clean financial slate, but that’s not exactly accurate. For those experiencing serious financial distress, bankruptcy can be a way to eventually restart. Depending on your financial situation, you can get rid of debts or restructure them. But this doesn’t give you a clean slate, especially on …
Bankruptcy Stays on Your Credit 10 Years and Other Myths Read More »
Why does the credit repair industry exist? It’s actually pretty simple. As long as data is being collected for credit reports, there’s room for mistakes. And those mistakes can have a big impact. They could be the difference in someone qualifying for different credit lines or not. So credit repair, consumer credit and credit bureaus—they’re …
The History of the Credit Repair Industry and Why It’s Still Important Today Read More »
More than 43 million people in America pay rent, but you wouldn’t know it to look at their credit reports. In fact, most rent and utility payments are not reported to the credit bureaus, which means you may not be getting credit for bills that you regularly pay. Here’s how to add rent and utility …
How to Add Rent and Utilities to Your Credit Report Read More »
Do you keep a close eye on your personal finances? Or maybe you’ve never given them much thought. Either way, it’s time to start paying more attention to your credit score. Your credit score can control a lot—what loans you qualify for, the credit cards that are available to you, etc. To keep on top …
How Often Can You Check Your Credit Score, and How Do You Get It? Read More »
Are you looking at cars and credit options? Indeed, millions of Americans buy cars each year, and the vast majority use credit to seal the deal. In this article, we’ll cover the best ways to ensure you get the best deal. To be sure, consumers will usually get the best deal on a car or …
Cars and Credit: 14 Things to Know to Get the Best Deal Read More »
Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you don’t want a credit card or are having trouble …
If you’re like millions of others, you’ve probably wondered, at least at some point, how to improve your credit score. My goal is to discover and pick apart all the moving parts that make up a credit score in this article. Your credit score is just one piece to improve from your financial puzzle. However, …
How to Improve Your Credit Score [FAST] Using These 29 Best Ways Read More »
COVID19 has impacted millennials’ finances in a way that no one could have predicted. The world has been hit with the full force of this pandemic, emotionally, physically, and economically. If you’ve found yourself in a difficult position financially for any reason, it can be extremely stressful and daunting. Try not to worry, as there …
How Millennials Can Cope With Their Finances Amid COVID19 Read More »
Are you wondering how to prevent identity theft? As we battle the medical and economic obstacles of COVID-19, many of us are faced with another challenge: identity theft and fraud. In times of uncertainty, scammers are more likely to feed off of consumers’ distraction and sense of fear, and in the midst of a global …
How to prevent identity theft (8 Best Ways) You Can Do Today Read More »
Are you wondering how to get a rental with bad credit? If your bad (or less than perfect) credit will affect your chances of getting a rental? For example, if you have bad credit or no credit, or you are drowning in debt, you likely have doubts, questions, or concerns about being approved for a …
How To Get a Rental With Bad Credit – 6 Easy Ways Read More »
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