Apps Like Lenme – Top 13 To Try Today

Written By: Eric Williams
Reviewed by: Mike Reyes
Last Updated February 28, 2022

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$1000/mo in cash from passive income

Just about everyone has experienced the need for a quick loan at some point in their lives. Fortunately, there are now many options that make borrowing and lending easier than ever. For example, apps like Lenme can help connect lenders and borrowers quickly and easily, making it easy to get the money you need without any of the hassles.

So if you need a little financial help, be sure to check out some of these outstanding borrowing and lending options! Payday loan apps can be a great way to get money quickly in an emergency. 

13 Cash advance apps like Lenme

The following apps have features in common with Lenme. For example, some offer investments, however, most are lending apps.


Brigit is one of the most popular apps like Lenme. It uses analytics and a lending component to help you monitor your spending. Over 3 million people use this app, and can get funds instantly – up to $250.

This app also sends you a notification about your spending so that you never overspend on a particular category again. This app does not have any minimum credit score requirement to request loans.

It is a free-to-download cash advance app, but the cash advance feature costs $9.99 a month; as per the website, every member can save up to $514 annually. The app’s features include categories divided as per your expenses to track your finances.


The only way to get access to your full payment is with B9. Unlike Lenme, which might take up to five days to complete a loan, B9 allows you to obtain cash right away.

The catch is that you must deposit at least $500 into a B9 checking account to be eligible for an advance.

The app has a monthly membership of $9.99. Some additional benefits include services, such as instant funds transfer between B9 users. You can also opt for a B9 visa card, which you can use to withdraw cash from any ATM.

You can download the app from the Apple Store or Google play store as per your mobile device.

Please note that all B9 Advance members have to start with up to $100 early pay advance, increasing up to 100% of the earnings a user deposits from their paycheck to the B9 account.


graduates looking for apps like lenme

This app is not quite the same as Lenme, but it is an excellent option if you need to borrow money quickly. Chime is an online bank that offers a Chime Visa card. To get the services of the Chime app, you can connect the bank account with this app.

You can use this card anywhere Visa is accepted and comes with no annual fee. The best part about this card is that there are no interest rates associated with it. As per the website of Chime, you don’t have to pay any interest, any annual fees, and even no credit check is required to apply for the credit card from Chime.

This app also allows you to send money to chime and non-chime users, with no additional fees and instant cash withdrawals. In addition, the users can get paid up to 2 days early from their paycheck.


The apps like Lenme are a great way to borrow money when you need it. Dave is one of the best payday advance app. You can use it to secure a personal loan too. As per their claim on the website, the app has over 10 million users, making it one of the popular applications for borrowing and lending. The app allows users to borrow money without any collateral. Dave is one of the best-rated cash advance apps.

The company offers a no-fee service, and the process is simple and easy to follow.

If you need help covering your bills, groceries, or other expenses, Dave may be the perfect solution for you. You can get an advance as per your paycheck, and once your salary gets credited, it pays back Dave with no interest.

The Dave app has no overdraft charges, minimum balance requirements, or ATM costs.


Earnin is an app like Lenme in that it works on the principle that you should get paid for your work hours. The app allows users to receive their earnings on the same day as they work. As per the claim on their website, they do not charge any fees; the Earnin app is available on Android and iOS platforms. There is no minimum credit score required for a loan request.

With the cash-out feature, you can get up to $100 per day and $500 each pay period by using the app.

Another good feature is Balance Shield; this feature allows you to link your bank account with the app and choose a minimum balance you want to keep in your bank account. This feature will send you a notification once the amount is in your bank reaches the limit.


Like the other cash advance apps mentioned so far, Empower is more like a bank/money manager than a lender. Empower connects to all of your existing accounts and helps you track your spending and saving.

The app has several features, but one of the most important is connecting to your credit score for free.

Empower cash advance app has millions of users in the US and the app offers a personalized budget, so you can see where your money is going each month. The app can help you gain control of your expenses.

If you’re looking for a cash advance, you’ll need to create an account first. For example, you can start with $25, $50, $75, or $100 as per your budget. This app also offers a Visa debit card by the Empower Card that allows you to access the card from 37,000 MoneyPass ATMs.


FlexWage is like Lenme; it allows employees to borrow money from their paycheck before payday. With a payday loan, the app charges a flat fee for the borrowing service and offers a discount for early repayment.

The company offers four services listed below:

  • OnDemand pay
  • Flexpay
  • Paycard
  • Sum180

OnDemand Pay allows employees to borrow money early without much paperwork or credit check. The process is simple and easy to follow. The Flexpay service allows employers to send money instantly to their employees. The app can be helpful when there is a need for emergency funds or personal loans. Funds can be instantly available on a visa debit card for use.


The Even app lends you up to 50% of your paycheck with no maximum limit among the other cash advance apps. In addition, it offers features to help you manage your financial plannings. In addition, the app has a membership fee of $8.

This app has two sections, one for employers and the other for employees. For employees, a feature called Instapay gives them access to part of their earned wages before payday. You can borrow money from this app to help you secure a payday loan. This app offers personal loans to help you with the bills.

It also helps automate savings; as per the website, the members of this service have saved $200M+. The app is available for both Android and Apple users.

This app offers features like:

  • Get paid on demand
  • Budget instantly
  • Save automatically
  • Track schedule & earnings


Traditional banks can be challenging to work with, especially when looking for a small amount. However, if you need a small loan, finding a bank that will work with you can be challenging.

Prosper is one of such cash advance apps that offers cash loans loan with a low, fixed-rate that never goes up as per the claim on the website. The application process is simple and easy to follow, and you can receive the funds of your loan in as little as seven days.

The website for the app offers you a tool to check your interest rate and the loan amount you may get. In addition, people may engage in mutually beneficial investing through Prosper, which is financially and socially rewarding.

Borrowers can apply for a fixed-rate, fixed-term loan online between $2,000 and $40,000.

Investors can also participate in lending money to Prosper customers. With Propser Invest, you can stay on top of your portfolio while letting Prosper manage your investments.

Possible Finance

Possible Finance claims to offer loans up to $500 in minutes, even with bad credit. Like payday loans and installment loans, Possible Finance offer loans in small amounts, and the interest rates are higher than traditional banks.


You may be familiar with many loan apps, but Kiva differs from the usual. For example, in the United Kingdom, Kiva provides online loans that help entrepreneurs in 76 countries. In some situations, the story is personal. In addition, Kiva provides financial assistance in more than 3,000 social impact projects through its global network.


Not just a pay advance app, MoneyLion is a complete banking software. So, if you want to borrow money and don’t have excellent credit, MoneyLion could be an excellent alternative to apps like Lenme. You’ll pay $29 per month to use MoneyLion’s services; The instant advances cost up to $4.99.

The app offers you banking features apart from the loan facility; it also has a flexible repayment system. For example, one can get an instant loan of up to $250.


The PayActive lends people money for the time they already worked. Pick up an extra shift? You can get credit for it now!  The app doesn’t have any opening fees associated with it and PayActiv users may withdraw their earnings before payday by logging into their accounts on the web or through a mobile app that they can download to their phones. 

PayActiv will help you secure a payday loan. For example, suppose you’re searching for a way to pay your bills, borrow money just in case of an emergency, or get discounts on medications. In that case, PayActive could be a good option for you.

The app offers automated insights for your savings and bank account. For example, you can connect your bank account with the app to track all your expenses in one place.

The best part is you can earn coupons for using the app. Then, you can redeem the coupons at different services such as a store near you or booking a ride by Uber.

The app is available on the Google play store and the Apple app store.

Final Words

In this article, we’ve provided an overview of apps in the same niche as Lenme and what they have to offer.

It’s worth considering which app best suits your needs before downloading it – because not all apps are created equal! 


What app gives you 100 dollars?

There is no one-size-fits-all answer to this question, as the amount you can borrow from different apps will vary. However, some apps we’ve mentioned in this article – such as Prosper and PayActiv – offer advances of up to $500. So, if you need a quick loan, it’s worth checking out these apps to see if you’re eligible for a loan.

What is the best app for borrowing money?

We recommend considering which app offers the best features and benefits for you. For example, if you’re looking for an app that doesn’t require a credit check, then PayActiv may be a good option for you. Alternatively, if you’re looking for all-inclusive banking software, MoneyLion may be a better choice. So, it’s essential to assess your needs and compare different apps before deciding.

What are payday loans?

Payday loans are a type of short-term loan that borrowers repay on the next payday. People use these loans to cover unexpected expenses or bridge the gap between paychecks. They can be a useful option if you need money quickly, but they come with high-interest rates and fees. So, it’s essential to weigh your options before taking out payday loans.

How long will it take to get the cash?

It typically takes a few minutes to apply for a loan on most apps, and it will deposit the cash into your account once you’re approved. So, if you need money quickly, these apps are an excellent option to consider.

How can I make $100 quickly?

There are several ways to make $100 quickly, depending on your skills and availability. For example, you could offer pet-sitting services, do odd jobs for your neighbors, or sell items you no longer need online. If you’re looking for other ideas, check out this article about making money.

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